In today’s fast-paced world, credit card holders enjoy benefits that regular debit card holders do not. Instant availability of finance is the foremost benefit of all.
A quick look at the general benefits of having a credit card:
- Safe to carry.
- More secure than a debit card as it is covered under Consumer Credit Act.
- It builds credit rating with responsible use and repayment.
- The card makes transaction possible in any currency with currency conversion feature.
- Rewards and discounts offered with regular use.
- It also works as a financial safety net.
Undoubtedly, credit cards come with enormous benefits, but the Bajaj Finserv RBL Bank SuperCard stays a step ahead. Apart from the general credit advantages, it comes with some features that make it stand out from the rest.
The industry-first features:
Benefits of 4 cards in one – The SuperCard comes with multiple benefits available in a single card. One of its kind, the card takes care of monthly/daily expenses, provides emergency interest-free cash, offers an option for EMI finance and offers cashback/ discounts/ reward points on different transactions.
Interest-free cash withdrawal from ATMs – The SuperCard lets you withdraw cash from any ATM all over India. It is a complete interest-free withdrawal, unlike other credit cards. All you have to do to enjoy the benefit is pay a small processing fee.
Emergency loan (no interest for 90 days) – When you need an emergency loan, the Bajaj Finserv RBL Bank SuperCard can come in handy. Although personal loans are available in the market, they charge considerable interest rates. Also, application and documentation for loan approval takes a lot of time.
The emergency loan offer from the Bajaj Finserv RBL Bank SuperCard lets you take a loan equal to the unused limit. There is no interest charge on the loan amount for 90 days. You only have to pay a flat 2.5% processing fee on the transaction.
Easy repayment in 3 EMIs – The loan amount can be repaid in the next 90 days in 3 equated monthly instalments. As no interest charge on the amount for the next three months, it allows you the freedom to repay at ease.
Additionally, all the Bajaj Finserv SuperCards come with pre-approved offers. Such offers are also available on a home loan, personal loan, EMI finance on products and other financial services. They not only make the process simple but also consume less time. All you need to do is provide a few simple details and check your pre-approved offer.
Other benefits of Bajaj Finserv RBL Bank SuperCard:
Instant approval of SuperCard – Apply for credit card, and with a high credit score, your card gets instant approval from Bajaj Finserv. You can avail the benefits of this 4-in-1 SuperCard with minimal annual and joining fees.
Reward Points – You can gather reward points on every transaction and get them converted. Also, it offers up to 20,000 reward points as a welcome gift. There are attractive discounts/cash-backs on purchases too.
Security – The SuperCard comes with super-safe features like ‘in-hand security’ and ‘zero-fraud liability cover’ which ensure your transactions are safe.
Attractive offers – The card comes in 6 variants with attractive offers and discounts like fuel surcharge waiver, free airport lounge access, savings on dining out, free movie tickets and many more.
Bajaj Finserv privilege – If you own a SuperCard, you get exclusive benefits by swiping your cards at offline and online partnered stores. It also offers easy repayment via EMIs.
Bajaj Finserv allows you to easily apply for a credit card online. The super features like instant approvals, interest-free cash withdrawal and emergency loan make the Bajaj Finserv RBL Bank SuperCard stand out in the market. Use your credit card wisely and avail maximum benefits from the industry-first features.