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home / developersection / forums / how do i create a vpa for upi on my upi account?
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How do I create a VPA for UPI on my UPI account?

Anonymous User 2475 04 May 2017
I came to know I have to create a virtual address to do a transaction. please guide me in creating a VPA, so that I can use BHIM app.
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Updated 02 Jul 2023
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4 Answers

Aryan Kumar
Aryan Kumar 02 Jul 2023
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Here are the steps on how to create a VPA for UPI on your UPI account:

  1. Open the UPI app on your phone.
  2. Go to the "Settings" page.
  3. Tap on "Virtual Payment Address (VPA)".
  4. Enter a unique name for your VPA.
  5. Select your bank from the list of banks.
  6. Enter your bank account number and IFSC code.
  7. Tap on "Create VPA".

Your VPA will be created and displayed on the screen. You can now use your VPA to send and receive money using UPI.

Here are some of the important things to keep in mind when creating a VPA:

  • Your VPA must be unique.
  • Your VPA must be between 3 and 15 characters long.
  • Your VPA must start with a letter.
  • Your VPA can only contain letters, numbers, and underscores.
  • Your VPA cannot contain spaces or special characters.

Once you have created a VPA, you can use it to send and receive money using UPI. To send money using UPI, you need to know the VPA of the recipient. To receive money using UPI, you need to share your VPA with the sender.

Florence Eliza
Florence Eliza 20 Sep 2017
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Post is removed by the Admin.
Anonymous User
Anonymous User 04 May 2017
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Thanks sir... I got the basics of VPA, and now able to use it.
Manish Kumar
Manish Kumar 04 May 2017
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VPA stands for virtual Private address. It is one of the method to transfer money to one’s bank account.

First you have to make sure that your mobile number is linked to your bank account, and then get your bank’s official mobile banking app from the app store. Do check the developer, etc. before installing because you need to be careful you are not downloading any malicious or fake app masquerading as one from your bank. If unsure, check with the bank.

Once you have downloaded the app, you’ll be able to locate the tab about UPI payments. Go there and create a VPA. Keep it simple, so that you don’t forget it like- yourname@your bank’s name. Then create a UPI PIN, which will be required to complete a transaction in BHIM.

Once your VPA is created, you’ll see options to send, receive money or pay by scanning QR code. You can choose the default account for UPI transactions, if you have more than one account with the same bank. This VPA is essential to carry out any transaction.

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