How many times have you loathed at the thought of dragging yourself to your insurance provider's office for every small information that you need? LIC e-Services, LIC's ambitious initiative to make on-demand services available to you online in a matter of a few clicks, is designed to make your life comfortable and enable you to have access to functionalities which were otherwise available only at an LIC branch office.

LIC e-Services are free of cost and have been available to customers since February 2016.

Functionalities that LIC e-Services Offer

LIC e-Services offer many functionalities such as:

• Registration for e-Services

• Online payment facilities

• Policy schedule

• Policy status

• Bonus status

• Loan status

• Claims status

• Revival Quotation

• Premium due calendar

• Premium paid certificate

• Claim history

• Policy Bond/Proposal form image

• Grievance registration

• Process of various services and online forms

• Locators

• FAQs

Why Should You Register For LIC e-Services?

1. You can make premium payments 365 days a year, 24×7. You need not go to the LIC office to pay your premium as it can easily be paid online. You also have an option of scheduling a date on which you want the premium amount to be automatically debited from your account. This saves you from missing a premium due-date and from the burden of remembering the premium due date every single time.

2. You can save both time and money as you do not have to visit the branch for every functionality that you are trying to accomplish. Postage/courier expenses against sending of remittance to LIC can be avoided.

3. Premium dues and fine details of all the policies that you own can be viewed in a systematic manner through your online account.

4. New policies can be purchased at a lower cost.

5. Various services such as Online Payment, Loan Status, Claim Status, Benefit illustration, Nominee and Assignment status, Revival Quotations, Policy conditions, Registration of complaint, premium history, and Policy and proposal images, can easily be availed on click of a button.

How To Register At LIC e-Services Website?

Getting yourself registered on the LIC portal is a simple, one-time hassle-free process.

If you are already a registered user on the LIC Portal:

1. Type in www.licindia.in in the address bar of your web browser and click on the tab LIC’s e-services.
2.  You can now login with your user id and password.
3.  You must register your policies by duly filling up the form provided in order to avail e-services.
4.  Now print the duly filled form, sign it, and upload a scanned copy of this form.
5.  Upload scanned copies of Government ID proofs such as Aadhaar Card / PAN Card / Passport.
6.  It is important to note that the scanned picture should be less than 100 KB in size and should be in any one of these formats: .bmp, .png, .jpg, .jpeg, .gif, .tiff.
7.  LIC will then verify your application and will send you an e-mail and message that says: “You are now ready to avail our e-services.”
8.  If you are not a registered user on the LIC Portal:
9.  Type in www.licindia.in in the address bar of your web browser and click on the “new User” tab.
10.  Choose your user-id and password and fill in the other information. This makes you a registered Portal user.
11.  LIC e-Services can be availed by clicking on the e-Services tab and logging in with the user ID and password that you just created.
12. Fill up the form carefully by providing all the details that are being asked, print it, sign the form, and upload a scanned copy of the form.
13. Upload scanned copies of Government ID proofs such as Aadhaar Card / PAN Card / Passport.
14. LIC will then verify your application and will send you an e-mail and message that says: “You are now ready to avail our e-services.”

After You Login To LIC India e-Services

Once you login to LIC India e-Services, you will be able to view an elaborate list of services - Basic Services (Policy schedule, check policy status, consolidated premium paid statement claim status, loan status, Individual policy premium paid statement, revival quotation), eServices tool (change password, update profile, enroll policies, individual pension policy details, enroll for employer, group schemes details, group pension details) and Premier Services (Pay premium online, Online payment receipts, premium calendar, policy claim history, policy and proposal images).

You will also see a screen that asks you to register policy. Premier services such as Policy and Proposal Images and Policy Claim History are available only if you have registered your policy. For rest of the services just enrolling your policy is enough.