You and your partner are all set to buy a new house for yourself where you want to spend the rest of your life together. Yes, the feeling of one’s own home makes a person extremely happy and ambitious. But remember this always, a home purchase will be going to be one of the biggest investments that you will be making in your life, thus you need to take every step carefully to make sure that every penny spent on the home is invested not wasted.

It is right that we all love our home no matter how big or small it is. For us, it will still be our home and the origin of our happiness and infinite moments. But, when you are spending a big chunk of your life’s earning, you need to make sure that you are investing in the right place. Here, in this blog, we have prepared a list of questions that you should be asking your builder that will ultimately help you in finding the ideal property. Let us get started.

Planning to buy a house: Ask these questions to your builder

1. How long the property is on the sale?

The first and most important question that can give you the complete notion of the property is since how long the property is for sale in the market. If the builder comes up with an answer- more than 6 months, then you need to rethink about buying that property or must inspect the house more properly and accurately. If possible, you can go for a house inspection service where the certified professional will inspect the property accurately and will let you know if there are any damages.

2. Are there any other people really interested in the property?

The next question that you should be asking from the builder before finalising the property in the UK is whether there are any other parties, who are also interested in the property. If there are, then it’s quite obvious that the property is quite popular in the market then you will have to exchange much more words to negotiate for the price. If possible, you can ask the estate agent - what are the offers made for the property? Even though the agent will hesitate to disclose the amount, but you still have some pretty much idea. However, the last call will be yours, if you find the property pleasing enough, then you should go for one.

3. How’s the area where the property is located?

This is a very common question that most of the people ask from the dealer, but you need to get further information like the distance from the airport, hospital and also ask the builder about the crime rate of the area. Well, you don’t want to run around the streets during the night in a fear of getting robbed. Thus, make sure you clarify everything with the lender from the very start. Apart from that, ask the builder about the nearby schools so that you can send your ward without any tension in the mind. Not entirely rely on the words of the builder as in the end; he is a businessman who might not want to lose his customers. Thus, try to do your own research about the area as well.

4. Does the property need renovation?

Don’t just fall for the beauty of the house from its location or its outer walls, as in the end; you will have to stay inside the house. Thus, check the inside space of the property and look for if there are any signs of any renovation or repairing. What’s the point of buying a new property where you will have to pay later for its renovation. Thus, it is better you inform the builder and ask him to renovate the property and if he is not agreeing to do that, then you can ask him to lower the total price of the property.

5. Does the builder arrange financial assistance?

If you have purchased a property before, then you must be well aware of the fact that builders can arrange the facility of loans from their side too. And if this is the first time you are ever buying a property and never knew about this, then you have known this fact now. Well, this is to make sure that the buyer doesn’t face any kind of issue in arranging the finances to purchase the property. Therefore, if you are thinking of taking a loan through the builder, then clarify all the things from them in the first place. Ask everything like the interest rate, the term of the loan, total monthly payment and others. On the other hand, if you are not happy with the deal offered by your builder, then you can seek payday loans for really bad credit by contacting direct lenders like Instant Bad Credit Loans UK

You visited the property and you found it very appealing due to the curtains, carpets and other house decors that added more value to the property. And as you enter the house after making the deal, the accessories that you really liked are all missing and asking the builder, you get to know that all those attractive things were not the part of the deal. So, in order to avoid such a scenario, try to clarify everything with the builder from the very beginning. Ask him what will be things included in the deal and what not. If you really liked the decor which you find right for the property, then ask the builder to let it be or purchase from them if they are ready to sell those too.

Wrapping up, by asking your lenders all these questions, not only you will end up getting the best deal for the property but will also ensure that it is the best place for you to live.