---
title: "RBI authorizes travelers from G20 nations to make payments in India using UPI"  
description: "Travel Technology: UPI, a smartphone app, links bank accounts, funds transmission, and merchant payments. The RBI gave foreigners and NRIs visiting In"  
author: "Anonymous User"  
published: 2023-02-13  
canonical: https://www.mindstick.com/news/2813/rbi-authorizes-travelers-from-g20-nations-to-make-payments-in-india-using-upi  
category: "news"  
tags: ["news", "upi payment system"]  
reading_time: 2 minutes  

---

# RBI authorizes travelers from G20 nations to make payments in India using UPI

\

On Friday, the [Reserve Bank of India](https://answers.mindstick.com/qa/34758/the-reserve-bank-of-india-rbi-has-recently-launched-the-ombudsman-scheme-for-nbfcs-the-nbfc-ombudsman-will-have-an-office-in-which-city) issued rules enabling tourists traveling from nations part of the G20 to use the Unified Payments Interface (UPI) on their [mobile devices](https://yourviews.mindstick.com/view/85524/influence-of-mobile-devices-on-travel-and-tourism-experiences) to purchase in India.

![RBI authorizes travelers from G20 nations to make payments in India using UPI](https://lh6.googleusercontent.com/c7C25o80mQP-q7Y71BXfzNGk596OszdWxS1mvkz131yJng-TBE7sMhH8ngftz99gpR7tGRmaeLx9GrhtprxRXvK9ks4IY6XhJbe1Yv2YqA3LQHqmUNW-Hn62KDndVBI3iRMKgarBPXGVe1x8YdVqa6Y)

The Unified Payments Interface (UPI) is a system that integrates a number of [banking services](https://answers.mindstick.com/qa/38495/which-authority-recently-issued-in-principle-approval-to-11-applicants-to-set-up-payments-banks-that-will-widen-the-reach-of-banking-services-and-push-the-government-s-goal-of-financial-inclusion), streamlined fund routing, and payments for merchants into a single [mobile application](https://www.mindstick.com/forum/201/namespace-for-mobile-application-in-dot-net).

\

The [**RBI**](https://www.mindstick.com/news/2268/beginning-november-1-rbi-will-introduce-a-pilot-programme-for-the-digital-rupee) stated on Wednesday regarding extending access to UPI to NRIs and foreign visitors to India.

\

Initially, G20 travelers could use the service at a few international airports for merchant payments (P2M). All national admission points will offer it later.

\

In accordance with a government circular, "Banks/ Non-banks allowed to issue PPIs can issue INR denominated full-KYC PPIs to foreign citizens / NRIs visiting India (to start with, this service would be offered to travelers from the G-20 countries, landing at certain international airports)."

\

The circular allows FEMA-authorized foreign exchange companies to issue these prepaid payment instruments (PPIs).

\

PPIs can be issued in UPI wallets and only be used for merchant payments (P2M). Directives take effect immediately.

\

It also said that PPIs would be provided after physical scrutiny of clients' passports and visas at issuance.

\

According to the RBI, the loading and reloading of these PPIs must be done in exchange for receiving foreign currency in cash or through another form of payment.

\

[**Also Read: On December 1, RBI will launch its first retail digital rupee pilot.**](https://www.mindstick.com/news/2467/on-december-1-rbi-will-launch-its-first-retail-digital-rupee-pilot)

\

With these PPIs, funds can be sent "back to the source," or unused balances can be cashed out in foreign currencies.

\

The G20, or Group of 20, is an intergovernmental gathering of the world's top developed and [emerging economies](https://answers.mindstick.com/qa/113770/how-will-the-recent-changes-in-global-trade-policies-impact-emerging-economies-in-2025).

\

This organization is comprised of Argentina, Australia, Brazil, Canada, China, France, Germany, Italy, Japan, the Republic of Korea, Mexico, Russia, Saudi Arabia, South Africa, Turkey, the [United Kingdom](https://yourviews.mindstick.com/story/4481/10-popular-places-in-united-kingdom), the [United States](https://www.mindstick.com/news/2228/the-united-states-claims-seagate-broke-export-laws-by-selling-huawei-hard-drives), and the [European Union](https://yourviews.mindstick.com/view/81325/european-union-loses-to-china) (EU).

\

UPI payment transactions in January increased by 1.3% month over month to a new high of over Rs. 13 lakh crore.\

---

Original Source: https://www.mindstick.com/news/2813/rbi-authorizes-travelers-from-g20-nations-to-make-payments-in-india-using-upi

Copyright © MindStick Software Pvt. Ltd. This Markdown version is provided for developers, AI systems, and offline reading.
