Motor insurance is coverage bought for cars, motorcycles that ply on roads. The primary objective of a motor insurance policy is to give complete protection against physical damage or loss from natural or man-made calamities.

India’s largest automaker Maruti Suzuki India began an endeavour to provide best in class Insurance Services to the customers. The project of Maruti Insurance was established in the year 2002 and has serviced over 4 Crore customers to date. With pan-India presence, Maruti ensures efficient service, across 450+ cities from the highest mountains of Leh to the least inhabited islands of Andaman. Our beloved automobile brand is all over India and offers the highest level of fairness and transparency in insurance claims.

If you are looking for Maruti Suzuki car insurance in Delhi, we bring you a summarised guide of the policy so that you can make an informed decision.

1) Is it compulsory to insure my Maruti car?

As per the Motor Vehicle Act 1988, every motorised vehicle plying on Indian roads must be insured. Hence, getting car insurance is a legal requirement.

2) What are the different types of Maruti Suzuki car insurance?

• Liability only policy: It offers protection to the third party for incidents such as injuries/death or property damage caused in an accident involving the insured vehicle.It should be noted that this policy does not offer the own-damage cover,i.e. coverage for the insured car or the driver

• Comprehensive Motor insurance: This plan provides more exhaustive insurance protection, as it encompasses both third-party liability coverage and own-damage cover

While browsing through the options for Maruti car insurance in Delhi,visit the authorised Maruti dealers and select the plan that is best suited to your needs.

3) Can the car accessories be insured?

The accessories that do not come as a part of the car and have been fitted separately will be insured independently on payment of additional premium. The premium will be charged 4% of the value of the electronic accessories, plus service tax on it.

4) What documents are required to claim the Maruti Suzuki car insurance in Delhi?

The following documents are required:

• Claim Form duly signed by the Insured

• Policy Copy

• Registration Card Copy

• Driving License Copy

• Permit & Fitness Certificate (in case of Taxi /commercially registered vehicles)

• FIR (in case ofThird-Partydamage/injury is involved)

• Claims Discharge cum Satisfaction voucher signed across a revenue stamp.

Procedures and paperwork for Maruti Insurance are conducted through updated IT systems, and this makes it feasible to have a quicker response time for any withdrawals and refunds. Further, at the time of payment of Insurance claims, clients are assured of instant policy and premium credit verification. This adds to ease and convenience for customers and dealers.